You need to upgrade your Flash Player The decade map requires that you have the Flash player installed and JavaScript enabled. Please enable JavaScript or install the Adobe Flash player and revisit this page. If you think you have received this message in error, please click here.


Alternative Financial Models
Peer-to-peer lending, social-network based credit, and micro-insurance create new opportunities for urban poor to gain financial stability.

Everyone is a donor or lender New bottom–up financial infrastructures will leverage social accounting tools, reputation systems, and peer-to-peer connectivity creating access to credit, savings, and insurance for urban residents cut off from traditional institutions. Developing alternative funding strategies will become more important as education competes with health and disaster response for funds. Microfinance experiments will utilize social networks to secure loans in communities where traditional lending practices may not succeed, like those pioneered in developing countries by the Grameen Bank. Prosper Market models itself on eBay, matching prospective lenders with borrowers. Aggregation of microtransactions, such as those initiated with eScrip and School Pop, will become more sophisticated and targeted. Web-based fundraising taps the social networks of potential donors, such as Omidyar Network’s DonorsChoose that allows individuals to donate in-kind to schools.

Resources:

Click here to visit the Map Homepage.

Map Legend

Drivers   Drivers
The vertical side of the left column of the map. These are six categories driving all trends, hotspots and dilemmas. Click on the purple bar for a definition of that driver.
Impact areas   Impact Areas
The horizontal axis of the map. These are five key areas of activity where major trends are revealed from different perspectives. Click on the purple bar for a definition of that impact area.
Hotspots   Hotspots
These are key trends that we think have broad impact on education and often make good starting points for exploring the map.
Dilemmas   Dilemmas
These are issues that can't be solved with either/or thinking but require new strategies that go beyond simple problem solving.

User Tips

• Hold your mouse button down over an empty area in the map to drag the map around within the main view.

• Get more information about Drivers and Impact Areas by clicking the purple bars.

• Create a user name to save bookmarks, contribute resources, and participate in the discussion boards.

• Use the yellow buttons to close the map menu, scroll through open tabs, or close all tabs within the menu.

• If you need additional help with the map,
watch the map demonstration.